"Learning Torah" means to have set times for learning every day. At least two hours. One hour for fast learning to get through the Oral Law. The two Talmuds and the Halachic Midrashim and the Aggadic Midrashim. Another hour for in depth learning of Talmud.
Musar [Ethics] means mainly to me to be of the rational school of the Rambam. But Musar from the more Kabbalistic directions is also OK.
This does not mean to be a religious fanatic or a baal teshuva--God forbid.
It means to keep the Torah but not along with the many insane groups that compromise the insane religious world . Most of them have little to nothing to do with Torah except in appearance.
Torah is a balance between obligations between God and Man and obligations between Man and his fellow man