It is my thinking that if one could manage to put all his efforts into learning a vocation and learning Torah that things will turn out well. But that  takes much effort. 


 Without the will to do the work, not much can turn out right.. One need drive and a vision and to put your drive and vision in the right direction. Torah with a vocation.

Or if one can manage to put all his trust in God, and then to learn Torah all day, that is an even better option. But it means to actually trust in God, not a kollel paycheck. Most people in kollel think that learning Torah is a valid means to make money. This results in the type of cults that are common.
But if one in fact is trusting in God and accepting a kollel check as what it is (charity) then the kollel option seems good to me.


Where do cults come from?

I believe charismatic leaders correctly note that most people are neither skeptics nor self-motivated, and that many are easily duped by gurus because they want someone to show them the way to live a meaningful life and to get support and  a sex life [shiduch] by being attached to their institution. They offer to show their followers the way to true wakefulness, a state of awareness and vitality which transcends ordinary consciousness. The leader attracts  writers, artists, wealthy widows and other questing souls to work  for him in exchange for sharing his wisdom. They offer numerous claims and explanations for everything under the moon, rooted in little more than his own imagination and never tempered with concern for what science might have to say about his musings.